Individual Insurance
Individual Life Insurance We invite you to receive instant term life insurance quotes
Individual Dental Insurance
Individual Vision Insurance
Individual policies are a good way to offer insurance to employees who work part-time, are contract or seasonal, qualify for a tax subsidy, or need a lower priced COBRA alternative. Whatever the reason, our team with work one-on-one with individuals to explore all their options.
Short-Term Medical Plans (STM)
Short-Term Medical is designed to cover Short-term insurance plans provide coverage during life transitions. Perhaps you are recently unemployed or missed the Individual marketplace open enrollment period. Maybe you have aged off of your parent’s insurance plan or you are waiting for employer benefits to kick in. Short-Term insurance helps pay for covered medical expenses due to an unexpected illness or injury during the coverage period. STM doesn’t cover pre-existing conditions and may provide limited preventive care. STM is not a qualified plan to waive tax penalties (currently at $0). Pivot Health STM policies can be purchased from as little as 30 days up to 364 Days depending on coverage needs. STM Quote
Read benefit details carefully. IMPORTANT NOTICE ABOUT SHORT-TERM PLANS:
This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your Certificate carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your Certificate might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage. This plan has a pre-existing limitation provision that may prevent coverage from applying to medical conditions that existed prior to this plan effective date.
Medicare Supplement Insurance
For anyone Medicare eligible:
For Mississippi’s residents aged 65 and over (and disabled Mississippi residents eligible for Medicare part B coverage in the last six months), we provide several options for Medicare Supplement Coverage. By choosing Blue Cross & Blue Shield of Mississippi Medicare, you have the benefits of a nationally recognized Blue Cross and Blue Shield ID card. We have guaranteed renewable coverage, and your initial rates are guaranteed for 12 months. (Applicants must be enrolled in Medicare Parts A and B, and residents of Mississippi.)
NOTE: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
